When you want the job done right, you usually hire a professional to get the best results. The same is true for managing your personal and business financial matters. While you might have some idea about the financial strategies you employ, a financial advisor will offer you professional expertise and insight you may not have. Here is a list of questions to ask yourself to help you determine if a financial advisor can be of help to you:

Have you used asset allocation or another form of asset protection effectively?

Do you know enough about the individual stocks, bonds, mutual funds and money market funds to choose your investments wisely.

If you are a closely held business owner, are you taking advantage of using you company checkbook to fund your financial products?

Have you asked yourself, shouldn't we have been doing something else?

Is you investment portfolio diversified enough to give you the best potential results?

Assuming you have the knowledge, do you have enough time to periodically review you investments and determine if you should reallocate your investments?

Are you paying too much in taxes on your investments?

Are you secure in your investment plan to "stay the course" in changing market conditions?

Is you investment portfolio over-weighted in a particular stock or asset class?

Do you try to "time" the market by trying to buy low and sell high?

Are you taking advantage of tax deferral when you can?

Are you aware of the constantly changing tax laws and how they can impact your investments?

Are you able to take advantage of both taxable and nontaxable investments?

Do you understand how economic factors such as interest rates, unemployment, housing sales, inflation and productivity impact the economy, the financial markets and your portfolio?

Will you be prepared to pay for your children's education and your own retirement?

Does your business plan coordinate with you personal financial and estate plan?

If you answered "no" to a few questions, perhaps you should consider working closely with us. We can help you make the most informed choices when it comes to your investments and financial planning. Please fill out our reply form now to get more information.

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